Payments · working at 10,000 users · rates as read 25 Sept 2026
On free tier, Dodo Payments is $0/month: 4% + 40¢ per transaction and Gumroad is $0/month: 10% + $0.50 per transaction. On cheapest paid plan, Dodo Payments does not publish it and Gumroad does not publish it. On rate above what's included, Dodo Payments is +1.5% for international cards; $30 per dispute and Gumroad is 30% on sales Gumroad sources through its own Discover marketplace. StackTab sells neither of these and takes no referral fee on either: it scores them. Every figure was read off the named company's own page on or since 2026-09-18; the URLs and the dates are at the foot of this page, and a job re-fetches each one on a schedule and fails when a figure is no longer on the page it came from.
2 compared · 3 criteria, identical for every column · every competitor figure read off that company's own page · last verified 2026-09-18
| Service | |||
|---|---|---|---|
| Dodo PaymentsMerchant of record covering 220+ countries at 4% + 40¢.verified 25 Sept 2026dodopayments.com/pricing | $ | $ | $ |
| GumroadMerchant of record with a storefront attached, at a flat 10%.verified 25 Sept 2026gumroad.com/pricing | $ | $ | $ |
- Sorted by the total at
- Merchant of record covering 220+ countries at 4% + 40¢.verified 25 Sept 2026dodopayments.com/pricing
- 1,000 users
- $
2626 Standard - 10,000 users
- $
258258 Standard - 100,000 users
- $
2,5802,580 Standard
- Merchant of record with a storefront attached, at a flat 10%.verified 25 Sept 2026gumroad.com/pricing
- 1,000 users
- $
5050 Standard - 10,000 users
- $
500500 Standard - 100,000 users
- $
5,0005,000 Standard
| Criterion | Dodo Payments | Gumroad |
|---|---|---|
| Free tier | $0/month: 4% + 40¢ per transactionNo monthly fee. | $0/month: 10% + $0.50 per transaction"No hidden fees, no monthly charges." It is by some distance the highest rate in this table. |
| Cheapest paid plan | Not publishedOne published rate; no paid tiers above it. | Not publishedGumroad publishes no paid plans at all: the whole model is the percentage. |
| Rate above what's included | +1.5% for international cards; $30 per disputeThe dispute fee is worth reading before the headline rate: it is charged per dispute regardless of outcome, and it is double Polar's $15. | 30% on sales Gumroad sources through its own Discover marketplaceTwo different rates depending on where the customer came from: 10% + $0.50 through your own profile or links, 30% when Gumroad's marketplace found the buyer. |
“Not published” means that company does not state the figure on the page cited at the foot of this page. It is not a claim that no such figure exists. A company that publishes no limit most likely has none, but “most likely” is not a fact, and this table prints what was read rather than what was inferred.
- Free tier: what the vendor gives you at $0 a month, in its own words
- Rate above what's included: the per-unit or per-transaction rate the vendor publishes for usage beyond the plan: the figure you need to work out a bill before you commit to one
Dodo Payments: $0/month: 4% + 40¢ per transaction. No monthly fee. Gumroad: $0/month: 10% + $0.50 per transaction. "No hidden fees, no monthly charges." It is by some distance the highest rate in this table. Read from dodopayments.com and gumroad.com on 2026-09-18. Free tier here means what the vendor gives you at $0 a month, in its own words.
Dodo Payments does not state it on dodopayments.com. One published rate; no paid tiers above it. Gumroad does not state it on gumroad.com. Gumroad publishes no paid plans at all: the whole model is the percentage. Read from dodopayments.com and gumroad.com on 2026-09-18.
Dodo Payments: +1.5% for international cards; $30 per dispute. The dispute fee is worth reading before the headline rate: it is charged per dispute regardless of outcome, and it is double Polar's $15. Gumroad: 30% on sales Gumroad sources through its own Discover marketplace. Two different rates depending on where the customer came from: 10% + $0.50 through your own profile or links, 30% when Gumroad's marketplace found the buyer. Read from dodopayments.com and gumroad.com on 2026-09-18. Rate above what's included here means the per-unit or per-transaction rate the vendor publishes for usage beyond the plan: the figure you need to work out a bill before you commit to one.
Dodo Payments: You are selling into markets the bigger merchants of record do not cover well, particularly India and south-east Asia. Dodo is 4% + 40¢ with no monthly fee, a point below Paddle at the same merchant-of-record service, and it publishes both its international surcharge and its dispute fee up front. Gumroad: You have no audience and you want one. Gumroad is the only option here with a marketplace that will actively find buyers for you, and the 30% it takes on those sales is a customer-acquisition cost rather than a payment fee: which is a reasonable trade when the alternative is no sale.
StackTab does not sell any of these and has nothing to gain from which one you choose: it scores them. Each case below is the one that option genuinely wins.
- Dodo Payments: You are selling into markets the bigger merchants of record do not cover well, particularly India and south-east Asia. Dodo is 4% + 40¢ with no monthly fee, a point below Paddle at the same merchant-of-record service, and it publishes both its international surcharge and its dispute fee up front.
- Gumroad: You have no audience and you want one. Gumroad is the only option here with a marketplace that will actively find buyers for you, and the 30% it takes on those sales is a customer-acquisition cost rather than a payment fee: which is a reasonable trade when the alternative is no sale.
Prices and limits move, and a page quoting a stale one is worth less than a page quoting none. Every source is printed here so a reader can check it against the day they are reading this, and a job re-fetches each of these URLs on a schedule and fails when a figure above no longer appears on the page it came from.
- Dodo Payments: dodopayments.com/pricing: Free tier, Cheapest paid plan, Rate above what's included. Read 2026-09-18.
- Gumroad: gumroad.com/pricing: Free tier, Cheapest paid plan, Rate above what's included. Read 2026-09-18.
Last verified 2026-09-18. https://stacktab.thecompound.tech/compare/dodo-payments-vs-gumroad